Lifestyle Investing

Life-style your pension through IRIS

One of the most important factors influencing a successful investment strategy for a pension plan is the length of time until your retirement. If you have a long time to go until you reach retirement, your investment strategy will differ from those approaching retirement sooner, and vice versa.

Our unique IRIS (Individual Retirement Investment Strategy) life-styling strategy takes the hard work out of pension investing and is a great way to save for your retirement goals. 

How does IRIS work:

IRIS groups together investors with similar terms until their expected retirement date. The investment strategy of the funds is designed with the term to your retirement in mind.  

It aims to:

1.  Grow: With a longer term to retirement, IRIS invests mostly in equities with the aim to maximise your returns.

2. Protect: As retirement approaches, IRIS will switch you into fixed interest bonds and cash in preparation for retirement.

3. Match: At retirement, IRIS aims to match the cost of purchasing a monthly pension for life (annuity) and provide you with a tax-free lump sum.

Learn More About IRIS